Most retailers struggle with the process of borrowing money because of a lack of knowledge and/or a lack of action.  Our company has been working with retailers to help them through this process for over thirty years.  We can help most retailers find their way through this process.

While the services we provide will need to vary from one dealership to another, we can help dealers through all seven of the steps outlined our Free Report on how to Obtain Inventory Financing (Call 800-336-0339 for a free copy of this report).

Generally, our work with a dealer is broken into three distinct phases:

1. Business Analysis and Evaluation - 70% of businesses can obtain financing if they learn the process and do the work.  However, about 30% of the businesses we have worked with just aren’t going to be able to obtain financing.  The reasons for this can vary, but could have to do with very poor bookkeeping or accounting, poor reputation within the lending community or just a business that is too financially unstable.

During this Analysis and Evaluation, we will look at your company’s financial information and interview the Owner to determine whether or not we believe you fall into the 70% who could be successful.

2. Preparing the Loan Request Package -  We will work with you to develop and refine this package to include looking at all of your financial ratios the way banks look at these ratios and then helping you to present yourself in the most favorable light to the bank.

You will need to have good financial statements, but we will work with you to present those financial statements, your story, your business plan and your performance benchmarks to the bank in the format they want to see.

3. Coaching, Adjusting, Planning -Once your Loan Request Package is ready, we will coach you through the process of getting your presentation ready and then work with you afterwards to provide answers to the bank’s outstanding questions and requests for additional information.